Home Loan

A home loan allows you to purchase or refinance your residential property, while also unlocking your home’s equity to access extra funds — whether for renovations, investment, or supporting your business growth.

Private Lending

Private lending refers to loans provided by individuals or non-institutional lenders (rather than traditional banks or financial institutions). These loans are often used for real estate, business ventures, or personal expenses. Private lenders typically offer more flexible terms than banks, but may charge higher interest rates due to the higher risk involved. The terms of private loans are usually negotiated directly between the borrower and the lender.

Cash Flow Loans

A type of loan that is primarily repaid using the borrower’s future cash flow or earnings, rather than through traditional collateral like property or assets. These loans are often used by businesses to finance operations or growth, relying on consistent revenue streams to repay the loan. Lenders evaluate the borrower’s ability to generate future cash flow to determine the loan amount and terms. They tend to have higher interest rates due to the higher risk for lenders.

Lines of Credit & Overdrafts

A line of credit gives your business access to a defined amount of money that you can draw down from as you need it. An overdraft is similar, but specifically covers any transactions (up to a certain amount) if your bank balance drops below zero.

Asset & Equipment Loans

A commercial asset loan is a type of secured lending used to purchase a physical asset for your business. Funds can be used to buy a range of tools and equipment including cars, trucks, IT hardware, farming equipment and yellow goods.

Invoice Financing

Invoice finance (or debtor finance) gives you access to the value of your outstanding invoices – before they’re paid. It can be a great cash flow solution to cover upfront costs and supplier invoices while waiting for your customers to pay their bill.